renter's insurance
Serving Del Mar, Carmel Valley, Solana Beach, Encinitas, Carlsbad and North County Coastal

Renter’s Insurance

Options to Obtain Renter’s Insurance

North County Property Group requires that all tenants carry renters insurance, with a minimum coverage to include $100,000 of Liability to Landlord coverage. There are several options our tenants have for purchasing such insurance as required by their lease agreement:

1. Liability to Landlord Insurance

North County Property Group offers a basic Liability to Landlord Insurance program at a rate of $12.50 per month, paid at the same time as rent each month ($9.50 insurance premium + $3.00 admin fee). Please note that this is basic liability insurance only and does not cover personal belongings. A flyer which describes this program can be reviewed at this link: Liability to Landlord Insurance. Once enrolled, there is a $12.50 per month charge due from the tenant to be paid along with monthly rent. It’s that easy! Enrollment can be immediate simply calling our office at (858)792-5797 and request to be enrolled.

2. Lemonade Renter’s Insurance

North County Property Group has partnered with insurance company Lemonade so affordable renter’s insurance can be purchased quickly and easily online. Lemonade renters insurance protects a tenant’s laptop, bike, cameras, etc. as well as providing tenant liability to landlord coverage. There are no brokers, paperwork or 800 numbers. Click here to get a free quote! It only takes a few minutes: www.lemonade.com/northcounty

3. Private Renter’s Insurance

The other option is private renter’s insurance through the tenant’s personal insurance broker that handles their auto and other insurance policies (State Farm, All State, Travelers, USAA, etc.). We recommend Chris Mahlberg at Farmers Insurance in San Diego. Chris can be contacted by email at christopher.kmiller2@farmersagency.com or by phone at 858-240-2593 (Office).

If you are a tenant of ours and would like to be enrolled in option #1, Liability to Landlord Insurance for $12.50 per month, simply contact the North County Property Group office to be added. If you decide to switch to either options #2 or #3, please remember to name North County Property Group as additional insured and to send us a copy of your policy for our records.

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